You can pay off your house, but you can't pay off your energy bill! You're stuck with it forever, so you might as well keep it as small as possible. The only way to do that is to reduce your energy consumption. If you would like to continue your lifestyle, but still reduce your energy consumption. you can purchase energy efficient products. In fact, it's easy to purchase energy efficient products by taking advantage of tax credits and rebates. Here are a few that can help you save money.
Federal Tax Credits on Geothermal Heat Pumps
Find details here
Energy Saving Solutions
Here is information for saving energy from Consumers Energy